Hey, how are you? Steve Greenhalgh stuckinatruck.com HERE

Today I'm going to be talking about being lulled into a false sense of security because you're in a really good job
I've been there two or three times.
And in fact, I thought I'd found the perfect life hack by working overseas as an expatriate.
Then I did some fly-in, fly-out work as well, and lots of contracting.

I was talking to a friend of mine in Australia, she was talking about dragline operators being the top of the heap and they really earn huge bucks.

NOW, I just want to put that into perspective against owning your own business, but doing it in a way that is
“The Stuck in a Truck Way”, ~ Business without Bullshit.

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If You Stop Does The Money?

I was having a conversation with a friend of mine who does an awful lot of corporate training in the Australian mines.
We were talking about income levels because obviously I still run a bit of a transport business and drive two or three days a week. And she was saying,
“Can you make good money in transport? But more importantly, what happens if you don't go to work?”
And I said, “Well, that's simple. If I don't go to work, I don't get paid.”
She said, “Whoa, so it's not as secure as we'd all like to think it is then.”
And I said, “Well, not really. It's great as long as you're there doing it. But as soon as you get sick, income stops.”
Now I've had two experiences of that. First time I was actually in an employed position and I ripped my shoulder near side, tore the rotator cuffs, front and rear and was off work for initially five months to have surgery. Went back to work, started again. And in those five months I was on company sick pay, but I lost all my overtime, which was guaranteed overtime. Straight away, soon as I went on sick, I lost a third of my income. Then I went back to work and within a month I'd had a reoccurrence and I damaged the joint again really badly. And I was then kept off work by my employer for nearly 19 months. Now company sick pay lasted 12 months, but I'd already have four so eight months and I was on SSP, statutory sick pay. I went from three grand a month down to, I don't know, 400 pounds a week and that was scary.

Our Bills Expand To Fit Our Income

I didn't have a great deal put by because I think there's a Sod's law says that your outgoings grow in direct proportion to your income. And I think at whatever level of income you have, you expand your outgoing to meet that level of income. And however hard you try and save, however hard you try and put something by, there's just, oh, I'll do it next month. I've just got to pay for this. I've just got to pay for that. Oh, want to go on holiday. Oh, the kids need shoes. All legitimate reasons to consume income but when you trying to put money to one side and you're trying to prepare for retirement and create a residual ongoing income, it's really challenging.

I Watched My Father Work Himself To Death

Now, back in my twenties, I'd seen my father, he worked for ICI, his last job within that ICI framework was as an ex-pat in Kenya and he earned 10 times what he earned in the UK when he was overseas. And that 10x was going to be his final salary pension. That's what his pension was going to be based on, that 10x salary. And he really did exceptionally well and he was able to retire at 55. Sadly, his health didn't hold out and he didn't last, I think, 10 years. He was really ill. Really ill really fast. Burnt out, went and that gave me this thought, I don't want to get to 60 and still have to work. I don't want to get to 60 and be in a situation that if I stop work I've got nothing and I don't want to get to 60 and not be able to enjoy life. And I wanted to stop early.

Always Looking For The High Income Life Hack

I was always looking for a high income. I was always looking for a way of maximizing my earning ability, like the dragline operators, like the guys who fly in, fly out, the haul truck drivers, they're doing 12-hour shifts, they're away from home
{and let's not start on that can of worms.}
~When I was shopfitting I was earning huge income but our marriage fell apart. We've been able to save it, but there's a saying in shopfitting and I don't know if you FIFO guys have the same sort of expression.
There's always somebody at home that will cut your grass.
If they're not cutting your grass, they're sniffing around the lawn and they're trying to get the motor going.
You know what I'm talking about.

Marriage First

I had to stop contracting to stay at home and put my marriage right and deal with, let's call him the gardener.
Deal with him and put my marriage right and rescue my wife and put that relationship right.
But staying at home, my income was cut dramatically.
When we worked in New Guinea, we went abroad on a two year fixed term and when we came back, we'd saved more than enough for the deposit, we got over 60% of the house paid for …
Unfortunately, with the financial crisis that happened in the early eighties, when the interest rates went through the roof.
Our house was repossessed because at that time I had to stop contracting.
All that work, all that life hack, I didn't have a residual income so there was nothing ongoing.
Yeah, I did the work
Yeah, I got paid, but I needed a royalty income that would carry on paying me for the work I did in 1984 or 1990 or whenever …
I just couldn't find it in the workplace so I started looking for business opportunities.

Business Without Bullshit

So at Stuck in a Truck one of our main pillars, Business Without Bullshit, is about helping guys who, like me, are hard working, determined, they don't want anything out of life that they're not entitled to.
They just want to be able to provide for their family and not kill themselves in the process.
If that sounds like you if you're looking for somebody who's been where you're at and I'm not saying I've got all the answers, but there are certain things in and around a business that if you implement, you will create that residual ongoing income.

I hope this has been a little bit of interest. If you subscribe to the channel, go and look at the other Business Without Bullshit videos and look at the mindset videos because above all else, if you want to succeed in business and if you want to create a residual income, you're going to need a really strong mindset. It's not easy, but it is achievable. I promise you it is achievable. My name's Steve, stuckinatruck.com. Subscribe here, go and check out the website, maybe join the Facebook group. I look forward to meeting you soon. You take care.

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